# 8.4 非托管模型与中心化方案的本质差异

与中心化红包系统相比，非托管模型改变的并不仅是风险分布方式，而是**用户对结果的预期方式。**

在中心化模型中，用户信任平台会“正确处理”；\
在非托管模型中，用户确认规则后，结果便不再依赖任何主体。

这种差异，使红包从一种“依赖信用的功能”，转变为一种“由结构保证的行为”。


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